Published on November 20th, 2016 | by Daniel Sherman Fernandez


The Importance of Vehicle Insurance in Malaysia

It is most often taken for granted and almost always frowned upon unless something unwanted happens. This is Insurance. Vehicle insurance especially.


Almost every car buyer has no preference with which insurance company their car is insured with. The whole objective of buying car insurance seems trivial and somewhat forceful. To keep the car legal, you need to have valid insurance and in Malaysia the insurance industry is ‘tarrified’, which means it is regulated, which in simple English means, all insurance companies offer the same price, features and terms. So shopping around for a better policy has never been a necessity. Well not really until now.

Let us explain further. In May this year, 2016, BMW Credit Malaysia working with Allianz General Insurance Company (Malaysia) Berhad introduced a brand new ‘tailor made’ insurance program just for selected BMW buyers.


Why selected? Well the insurance program is only for vehicles financed by BMW Credit Malaysia and this ‘Ultimate Protection Insurance Programme’ covers Key Care protection of up to RM1,000, Flood Coverage protection of up to RM30,000, Rim protection for up to RM1,000 and Gap Insurance Protection for up to RM 10,000. Additionally, for the vehicle owner, the insurance program offers coverage and protection in Accidental Death Cases for up to RM100,000, Total Permanent Disability Relief for up RM100,000, Personal Effects Coverage due to Vehicle Break-in protection for up to RM3,000, Special Relief for up to RM 10,000 and for a maximum of six months, monthly instalments of up to RM 2,500 per month for their Hire Purchase Loan Repayment.


This Ultimate Protection Insurance program enables BMW Malaysia to provide their customers and their loved ones a complete peace of mind and added confidence in their premium ownership experience of their new BMW vehicle.


So this new insurance offering not only protects the vehicle but also the owner and driver, making the program very unique and a strong differentiator in the industry.

Now all that is left is for you to visit a BMW showroom and find the right BMW for you to own. Here is a list of possibilities. BMW 118i Sport, BMW 120i M Sport, BMW 318i Luxury, BMW 320i Sport, BMW 330i M Sport, BMW 320d Gran Turismo, BMW 328i Gran Turismo, BMW 520d M Sport, BMW 520i M Sport, BMW 528i M Sport, BMW X3 xDrive20i, and BMW X3 xDrive20d.


Additional BMW vehicles that are covered by the Ultimate Protection Insurance Programme includes the BMW 218i Active Tourer, BMW 320i M Sport, BMW 320d M Sport, BMW 730Li, the BMW 740Li, BMW X1 xDrive20i, and BMW X5 xDrive35i.

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